KFC, Unity One Mall Janakpuri

I have been a huge fan of KFC ever since I first tasted their Zinger Burger. Even when the Burgers are sparsely stuffed, they still taste great. So we have a deep fried chicken piece stuffed inside the bread with Lettuce, White Mayonnaise and another orange colour ketchup. That’s it, with four ingredients, the Zinger Burger is truly finger-licious!

Got Super Cruncher (a smaller version of the Zinger Burger with Chicken Strips) and Rizo Rice Bowl with Smoky Grilled Chicken for dinner. First bite into the Rizo and you are hit with the fragrance of the rice. Cloves and chillies add up to the spicyness. In the two photos of the Rice Bowl, you will notice the colour has changed. That’s because underneath the rice, there is a layer of spicy gravy to perk up the taste. Smoky Grilled Chicken is so soft and juicy, you are likely to forget Desi Tandoori Chicken for a while.

The Chicken Strip Burger was equally tasty. It helps that KFC has emphasised on its Paper Bag a proper disposal in a waste container (Swachh Bharat Abhiyan). It is also targeting to feed 20 Million young children by 2020. That is both noble and humanitarian. Long Live KFC!!

Bikanervala, Rajouri Garden

Tried Mix Veg Uttapam and Kesariya Sweet Lassi at Bikanervala, Rajouri Garden sometime ago. Would recommend it if you wish to try desi cuisine in West Delhi. The variety of vegetables on the Uttapam was really good. Sambar, coconut and Tomato Chutneys were good too. Average and not excellent. I like coconut chutney so much, I end up asking for a second helping :). I love the fact that there are so many vegetables in the Uttapam and Sambar, humans can’t go wrong when they are eating vegetables. Also Tamarind in the sambar is an absolute delight. Simply the best appetizer one can think of.

Kesariya Sweet Lassi came with balanced sweetness and a hearty sprinkling of cardamom powder. It was garnished with two spoons of yellow saffron sauce to perk up the taste.

Overall, a good experience with South Indian food. The store itself is beautifully lit and spaced out with the entire ground floor available for seating and dining. Have fun at Bikanervala with your family and friends.  

Burger King, Orchard Road, Janakpuri

We have enjoyed Chicken Tandoor Grill Burger and Cheesy Fries at Burger King in the past and these have turned out to be the tastiest items for us so far. The Whoppers are good but not outstanding or memorable. Also Nachos chips inside a burger is only visible at Burger King, why?

I believe taste matters to all of us and most Burger King Burgers aren’t as tasty as say McDonald’s Burgers or KFC Burgers. We have tried Burger King’s wraps as well and while I can go back again and again for McD’s Big Spicy Chicken wrap, I can’t say the same for Burger King’s wraps. Sad, isn’t it?

The blandness of Burger King’s items hits us again and again. On a perfect weekend, we ordered Medium Fries, Veg Cheese N Chilli Whopper, Chicken Whopper + Crispy Chicken (Offer) and Veggie Strips (3 Pcs).

I don’t want to criticize much, take a look at the photos and see for yourself, the burger patties can be made spicier or can be customized to Indian levels of spiciness.

The regular lettuce, tomato slices, mayonnaise and onion partly make up for the taste but that's about it.

Thankfully, in Chicken Tandoor Grill Burger, the chicken patty is spicier and has a smoky flavor to it. That is why it’s tasty for Spice-hunting indians, lol. Also Cheesy Fries is interesting because you don’t find equivalent items in other Fast Food chains. So Burger King pours ample yellow, molten mozzarella cheese on the Fries and even though that makes the Fries a little soggy, we don’t complain since the molten cheese brings a lot of flavor to the Fries.

Try these two items, the next time you walk into a Burger King outlet. Bon Appetit!

National Savings Certificate (NSC), India Post

For Corporate employees, making investment in Tax-Saving instruments is a constant endeavour. Afterall you want your hard-earned money to sustain your family in the future.. At the end of the day, we are responsible for managing our family expenses, children’s education/marriage, retirement etc.

Long back when I had just started my career, there was this discussion about NSCs (National Savings Certificates) at the local Post Office. Just for the experience, I decided to invest a small token amount as part of my tax planning.

Time flew by and one day my wife brought to my notice the maturity date on the NSC. Dear Reader, please be aware that there is a lock-in period of 5 yrs and the current return is 7.6% compounded annually but payable at maturity. Up to 2 yrs after the maturity date, the return provided is that of a Savings Bank account. After 5+2 yrs, your investment lies idle with India Post with no returns whatsoever.

It had been 7 yrs and we had to do something so the money didn’t sit idle in a Post Office. Now, investing is easy. I walked into the GTB Nagar Post Office (North Delhi), deposited the money in cash and got a Physical certificate with the maturity date and amount mentioned on it. Compared to investing, encashing the Certificate can be a task in a day and age when everything is digital/online and one can get work done in a matter of clicks.

I had shifted out of North Delhi and taken up a residence in West Delhi. The nearest Post Office at Arya Samaj Road, Uttam Nagar told me the NSC can be encashed at the home branch (where it was issued) or at a Head Post Office in Ramesh Nagar.

On a Saturday, in the famous Delhi heat, I took the Metro (Subway) to Ramesh Nagar only to find a huge crowd at the Head Post Office. I was given token number 587 and an employee at the counter told me that the office closes at 2pm, we will consider ourselves productive if we are able to serve token number 540!

The next weekend, I took a metro to North Delhi, travelled 24 stations and arrived at the GTB Nagar Post Office at 11:20am (where the NSC was originally issued). The first guy at the counter tried his best to convince me to return saying they serve customers only till 12 in the afternoon. I persisted, seeing only 5 customers in the queue. The old age employee processing the files took an hour when my turn came at 12:20pm. All this while, I was anxious if these guys would ask me to come back on another day. The Old man complained to me that I was increasing his workload on a Saturday. I smiled nervously explaining how I had come all the way from West Delhi to get the NSC liquidated. In reply, he was sarcastic, ‘how does it matter to me that you have come from Etawah UP or from Mulayam Singh Yadav’s (former CM, UP) village? You don’t know how much workload we have!’ After all the complaining, he handed the cash and I left the premises partly exhausted and relieved.

Despite the efforts of the present government, the Indian Post Office hasn’t changed much in terms of efficiency, service standards and polite/timely customer service. Imagine having to run around and be denied service for your own hard-earned money. Imagine having to stand in long, serpentine queues to access your money when you are old, less energetic. The employees are hell bent on denying service. We are supposedly increasing their workload. I was told, they would not serve customers after 12pm and there were still processing files at 12:45pm. One customer who had come to deposit premiums for his Postal Life Insurance was sent back in a rude manner. He created a ruckus and left the premises disappointed even though he was polite throughout his stay in the queue.

We have so many options when it comes to tax-saving instruments in the country that millennials should think twice before investing in Post Office schemes. Happy investing to you!